Zero down payment loans are designed to offer home ownership opportunities to borrowers with good credit but who lack the ability or desire to make a down payment on a home. It provides an option for those who wish to invest their savings in assets other than their home. Credit scores are not required, but you must possess a good pattern of payment history.

This type of financing is popular among both first time home buyers and experienced home buyers and you can use zero down payment loans for a purchase. This is a  fixed rate loan. Income and geographical restrictions will apply. This is not an FHA loan but is government funded.  

While you are not required to make a down payment, you may have to contribute a small amount of money in the transaction. These funds are applied toward your closing costs and may come from your own funds, a gift from a relative, grant, or sale of assets you own. Our new 102% program will allow the seller to pay for up to 6% of the closing costs or if the home appraises for more, we can finance up to 102% of its value! This program also hosts no PMI. This can save you a bundle of money in monthly payments.  Next to no money is needed from the buyer if they qualify. Call for more details on this great program! 1-888-332-5975